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“A lot of the online dating fraudsters we know are abroad.

Jane advises meeting up with someone sooner rather than later - more often than not, scammers are based abroad and won’t be able to meet you.

One of the most common techniques is to build up trust with the person by messaging for weeks or even months before suddenly having an emergency - the fake person being mugged but their daughter needing urgent surgery, for example - and asking for money.

But then they suddenly need money for rent too, then food, then medical fees, and it can quickly escalate.

It was only when her money transfer was blocked due to a security alert around the man’s name that she realised something was wrong.

Not long after, Jane discovered an ex-colleague nearby had been scammed by the same man at the same time and she’d had a very lucky escape.

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